(502) 817-0880
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
FHA Loans & First Time Homebuyer Loans in Indiana, Kentucky, & Florida
Welcome to the official site of Ryan Chanley at Mortgage Tree Lending. We are a full service mortgage company based in Sellersburg, Indiana. We specialize in FHA Loans and First Time Homebuyer loans in IN/KY/FL. Whether you are buying a home or refinancing in IN/KY/FL, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing?
We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Mortgage Tree Lending unique is that we offer credit repair services as well.
Contact Ryan Chanley at Mortgage Tree Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Jul
20
2026
20
2026
Hazard Insurance vs Homeowners Insurance
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...
Jul
13
2026
13
2026
Medical Debt Doesn't Kill Approval
Finding an old hospital bill on your credit report can be alarming, especially if you're planning to buy a home. Many buyers immediately assume that medical debt means their mortgage application is doomed. Fortunately, that's often not the case. While medical collections can still...
Finding an old hospital bill on your credit report can be alarming, especially if you're planning to buy a home. Many buyers immediately assume that medical debt means their mortgage application is doomed. Fortunately, that's often not the case. While medical collections can still...
Jun
29
2026
29
2026
Active Duty. VA Benefit. Use It Now
Many active duty service members assume they need to wait until they leave the military before using a VA home loan. Unfortunately, that misunderstanding can cost them years of missed opportunities and thousands of dollars spent on rent. The truth is that many military members become...
Many active duty service members assume they need to wait until they leave the military before using a VA home loan. Unfortunately, that misunderstanding can cost them years of missed opportunities and thousands of dollars spent on rent. The truth is that many military members become...
Jun
22
2026
22
2026
Buying a Home Directly From the Seller? Read This First
You spotted the sign. No agent. Just you and the seller. At first glance, it feels like a shortcut. No commissions, fewer people involved, and perhaps a better price. Sometimes that instinct is right. However, buying a home directly from an owner can create risks that many buyers don't fully...
You spotted the sign. No agent. Just you and the seller. At first glance, it feels like a shortcut. No commissions, fewer people involved, and perhaps a better price. Sometimes that instinct is right. However, buying a home directly from an owner can create risks that many buyers don't fully...
