(502) 817-0880
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
FHA Loans & First Time Homebuyer Loans in Indiana, Kentucky, & Florida
Welcome to the official site of Ryan Chanley at Mortgage Tree Lending. We are a full service mortgage company based in Sellersburg, Indiana. We specialize in FHA Loans and First Time Homebuyer loans in IN/KY/FL. Whether you are buying a home or refinancing in IN/KY/FL, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing?
We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Mortgage Tree Lending unique is that we offer credit repair services as well.
Contact Ryan Chanley at Mortgage Tree Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Sep
14
2026
14
2026
Getting Ready to Buy Your First Home? What To Do First in 2026!
Buying your first home is exciting, but preparation should come before house hunting. Think of buying a home like planting an oak tree. You test the soil, build strong roots, and then give it room to grow. The same idea applies to homebuying. The stronger your preparation, the better...
Buying your first home is exciting, but preparation should come before house hunting. Think of buying a home like planting an oak tree. You test the soil, build strong roots, and then give it room to grow. The same idea applies to homebuying. The stronger your preparation, the better...
Sep
08
2026
08
2026
Is It a Condo or a Townhouse?
From the street, a townhouse and a condominium can look almost identical. Both may feature attached walls, private entrances, garages and multiple levels. But when it comes to buying and financing the property, what matters is not necessarily what the home looks like. It is how the...
From the street, a townhouse and a condominium can look almost identical. Both may feature attached walls, private entrances, garages and multiple levels. But when it comes to buying and financing the property, what matters is not necessarily what the home looks like. It is how the...
Aug
31
2026
31
2026
Ignite Buyer Frenzy: Price Your Home Right from Day One
When selling a home, it can be tempting to start with a high asking price and leave plenty of room for negotiation. The problem is that today's buyers are not browsing the market randomly. Most are shopping within very specific price ranges based on their income, available cash, monthly...
When selling a home, it can be tempting to start with a high asking price and leave plenty of room for negotiation. The problem is that today's buyers are not browsing the market randomly. Most are shopping within very specific price ranges based on their income, available cash, monthly...
Aug
24
2026
24
2026
Why August-to-Winter Is the Ultimate Buyer Negotiation Window
If buying a home is on your 2026 radar, the period from August through winter deserves serious attention. While spring and early summer often bring the most buyer activity, the market can become more favorable to buyers as the year progresses. With kids back in school, vacations winding...
If buying a home is on your 2026 radar, the period from August through winter deserves serious attention. While spring and early summer often bring the most buyer activity, the market can become more favorable to buyers as the year progresses. With kids back in school, vacations winding...
